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Privacy Term Agreement 1. This policy covers how 123LogoArt treats personal information that 123LogoArt collects and receives, including information related to your past use of 123LogoArt products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available. This policy does not apply to the practices of companies that 123LogoArt does not own or control, or to people that 123LogoArt does not employ or manage. In addition, certain 123LogoArt associated companies such as Cygnus- Enterprise Solutions and CT-Telecom have their own privacy statements which can be viewed by clicking on the links.     2. 123LogoArt collects personal information when you register with 123LogoArt, when you use 123LogoArt products or services, when you visit 123LogoArt pages or the pages of certain 123LogoArt partners. 123LogoArt may combine information about you that we have with information we obtain from business partners or other companies. When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with 123LogoArt and sign in to our services, you are not anonymous to us. 123LogoArt collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer. 123LogoArt uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.     3. 123LogoArt does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission.     4. You can edit your 123LogoArt Account Information, including your marketing preferences, at any time.     5. We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.     6. 123LogoArt may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your 123LogoArt account or by placing a prominent notice on our site. Buyer-Seller Sales Term Agreement 1. The purchaser of digitally prepared Art files through the Internet site agrees that 123LogoArt standard payment terms are due at the time of the requested services. Open account clients through FTP services standard payment terms are net ten (10) days from the date of the file transfer/ delivery. All invoices are considered past due after such date.     2. No other credit terms or condition of purchase orders super cede or, amend from, the terms of this Buyer-Seller agreement unless mutually agreed on in writing by both parties.     3. If any invoices are not paid within the term period, the purchaser agrees to pay all unpaid past due invoice balances WITH INTEREST. The ANNUAL RATE OF INTEREST IS NOT, TO EXCEED 1 1/2% PER MONTH (18% PER ANNUM) OR THE HIGHEST RATE PERMITTED BY APPLICABLE LAW, WHICHEVER IS LESS.     4. The purchaser agrees to pay a service charge of $25.00 for each payment transaction that is returned or charged backed to 123LogoArt.com.     5. Any invoice not paid on demand, the purchaser agrees to pay all reasonable attorneys fees, court costs or any other collection expense and further agrees that Canada law will govern any dispute, without resort to the conflict of law principles of such state.     6. All claims or adjustments from invoiced amounts must accompany invoice payment and be detailed in writing. 123LogoArt.com will not allow any claims for deductions more than fifteen (15) days after the date of the file delivery. Disclaimer(s) & Representations 1. RESERVATION OF RIGHTS- 123LogoArt.com reserves all rights not expressly granted to the purchaser.     2. INTELLECTUAL PROPERTY RIGHTS- All ownership and title rights pertaining to the "work product" or business process, are owned by 123LogoArt.com or its suppliers. The purchaser must treat the digital Art files like any other copyrighted material. Furthermore, all ownership, title and intellectual property rights in and to the content which may be contained through the use of the delivered digital Art files may be the property of the respective content owner, and may be protected by copyright or other intellectual property laws and international treaties.     3. APPLICABLE LAW- If Digital Art files were acquired outside the United States or Canada, then local law may apply.     4. DISCLAIMER OF WARRANTIES- To the maximum extent permitted by applicable law, 123LogoArt.com and its suppliers provide the Digital Art Files and any (if any) support services related thereto ("Support Services") AS IS AND WITH ALL FAULTS, and hereby expressly disclaim all warranties and conditions, either express, implied or statutory, including, but not limited to, any (if any) implied warranties or conditions of merchantability, fitness for a particular purpose, lack of viruses, accuracy or completeness of responses, results, lack of negligence and lack of workmanlike effort, all with regard to the Digital Art File(s) Product(s) and the provision of or failure to provide Support Services. THERE IS NO WARRANTY OR CONDITION OF TITLE, QUIET ENJOYMENT, QUIET POSSESSION, CORRESPONDENCE TO DESCRIPTION OR NON-INFRINGEMENT, WITH REGARD TO THE DIGITAL ART FILE (S) PRODUCT (S). THE ENTIRE RISK ARISING OUT OF USE OR PERFORMANCE OF THE DIGITAL ART FILE PRODUCT (S), OR OF THE SUPPORT SERVICES IF ANY, REMAINS WITH THE PURCHASER.     5. EXCLUSION OF DAMAGES- TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL 123LOGOART.COM OR ITS SUPPLIERS BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER.     6. LIMITATION OF LIABILITY AND REMEDIES- Notwithstanding any damages that the purchaser might incur for any reason whatsoever. The foregoing limitations, exclusions and disclaimers shall apply only to the maximum extent permitted by applicable law, even if any remedy fails its essential purpose.